You made the money.
Your accountant filed it.
Nobody reduced it.
Profitable LLCs overpay by $10,000–$30,000 a year — not from bad decisions, from missing ones. No S-corp election. No retirement plan. No accountable plan. No one built the strategy. Stan Advisors builds it.
Filing accurately
is not the same as
planning correctly.
There is a conversation that should happen in March, June, and October — about your entity structure, your S-corp election, your retirement plan, your accountable plan, and your compensation design. That conversation determines your tax bill. Most business owners never have it because their accountant is optimized for filing, not planning.
By the time documents arrive in February, every decision that could have reduced last year's bill is gone. The S-corp election. The retirement contribution. The accountable plan reimbursements. Stan Advisors operates before December 31 — when those decisions can still be made. That is the only time they matter.
How We Work“A profitable LLC with no S-corp election writes a check to the IRS for $8,000–$12,000 every year that it doesn't owe. That is not a tax problem. That is an advice problem.”— Stan, Principal, Stan Advisors
Does any of this
describe your situation
right now?
LLC Profit. No S-Corp. Full SE Tax.
If you cleared $50,000 or more on Schedule C, you paid self-employment tax on every dollar of it — 15.3% on the first $160,000. The S-corp election separates salary from distributions and eliminates SE tax on the distribution portion. For a $200,000 LLC, that is $12,000–$15,000 back in your pocket. Recurring. Every year.
Profitable Business. No Retirement Plan.
A Solo 401(k) shelters up to $69,000 from federal tax annually. A cash balance plan can shelter $100,000 to $300,000+ depending on age and income. If you are running a profitable business without one, that income is being taxed at your highest marginal rate when it could be compounding untouched for decades.
Business Expenses Paid from Personal Accounts.
Home office, vehicle, phone, equipment, professional development — if you are absorbing these personally without a documented accountable plan, you are paying income tax on money you already spent on the business. The accountable plan is a one-time setup. The tax savings are permanent.
Revenue Grew. Structure Stayed the Same.
The LLC that made sense at $80,000 is rarely the right structure at $300,000. As revenue scales, compensation design, multi-entity arrangements, and S-corp timing create separation that compounds over time. If nobody has reviewed your structure since year one, it is almost certainly costing you.
High W-2. Maxed 401(k). Nothing Else Done.
Physicians, attorneys, and executives with $300,000+ W-2 income who have maxed their employer 401(k) often assume the conversation ends there. Backdoor Roth, HSA optimization, deferred compensation timing, and any side business entity structuring each add a layer of relief. The 401(k) is the beginning, not the end.
Investment Property. Never Heard of Cost Segregation.
Cost segregation studies reclassify building components into 5, 7, and 15-year depreciation schedules — generating first-year deductions that straight-line depreciation spreads across 27.5 or 39 years. On a $1M property, the first-year impact can exceed $100,000 in additional deductions. If your advisor has never raised this, the conversation is overdue.
Three disciplines.
One advisor.
One strategy.
Tax Strategy
S-corp elections. Accountable plans. Retirement plan selection. QBI optimization. Real estate depreciation. Year-round planning that happens before December 31 — when your options are still open.
Explore Tax StrategyBusiness Advisory
Entity design. Exit and succession planning. Liquidity event preparation. Wealth positioning for business owners navigating significant financial transitions — with tax and financial structure analyzed as one picture.
Explore AdvisoryAccounting & Payroll
Monthly bookkeeping, payroll processing, and tax compliance — done with the precision that a real strategy requires. Clean books aren't a commodity here. They're what makes everything else possible.
View All Services“Every business owner I’ve worked with was profitable. Every one of them was overpaying. Not because they did something wrong — because no one had ever sat down and built them a plan. Filing a return is not the same thing as building a strategy. I do the second thing.”
Find out what you're
actually leaving on the table.
Right fit: Business owners and professionals with $50,000+ in annual net profit or personal income who have never had a proactive tax planning conversation — or who suspect their current advisor is leaving money on the table.
Discovery Call
15 minutes. Direct call with Stan. He reviews your entity, your income, and your current setup — and tells you whether there is a material opportunity and what it is worth. No pitch. If there is nothing meaningful to find, he will say so.
Schedule Now — It's FreeStrategy Session
Come with one question: S-corp election fit, retirement plan selection, entity restructuring, real estate depreciation, exit planning. Leave with a modeled dollar estimate, a specific recommendation, and an action plan you can execute before December 31.
Book Strategy SessionNot sure which fits? Send a message — we'll point you in the right direction.